Caravan Finance Calculator
Check out our finance calculator to view available finance options for all budgets
Your holiday home
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Estimated Repayment: {{ results.estRepayment }} / month
Total Credit Advance
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The values provided are an indication, for a more accurate view please use the finance calculator on a product page.
Representative Finance Examples
Brand New Caravan - £414 per month or £39,995 Cash Price
| Representative Finance Example | ||
|---|---|---|
| From £414.00 per month | Cash Price | £39,995.00 |
| Total Deposit | £7,999.00 | |
| Amount of Credit | £31,996.00 | |
| First Monthly Payment | £413.62 | |
| Final Monthly Payment | £413.62 | |
| Loan Duration | 120 months | |
| Total Cost for Credit | £17,638.40 | |
| Option to Purchase Fee | £10 | |
| Total Amount Payable | £57,633.40 | |
| Flat Rate | 5.18% | |
| Representative APR | 9.9% |
Approved Used Caravan - £336 per month or £19,995 Cash Price
| Representative Finance Example | ||
|---|---|---|
| From £336.00 per month | Cash Price | £19,995.00 |
| Total Deposit | £3,999.00 | |
| Amount of Credit | £15,996.00 | |
| First Monthly Payment | £335.77 | |
| Final Monthly Payment | £335.77 | |
| Loan Duration | 120 months | |
| Total Cost for Credit | £4,150.20 | |
| Option to Purchase Fee | £10 | |
| Total Amount Payable | £24,145.20 | |
| Flat Rate | 5.18% | |
| Representative APR | 9.9% |
Spread the Cost of Holiday Home Ownership
Have you always dreamed of owning a caravan or lodge, but worry about the upfront cost? Our flexible caravan finance options could help you make that dream a reality. With deposits starting from just 10% and a range of repayment periods to choose from, you can break down the cost of buying a holiday home into affordable monthly payments.
We only work with reputable Finance Conduct Authority regulated lenders to bring you competitive caravan finance deals – meaning you could be getting the keys to your brand new or pre-loved holiday home with just a 10% deposit. Factoring in your monthly repayments, running costs and site fees, you can work out a comfortable budget to suit you and your family - and put yourself one step closer to experiencing the joy of owning your very own holiday home with Parkdean Resorts.
And, thanks to our Your lets scheme, you can even off-set your caravan running costs and site fees by hiring your holiday home out to holidaymakers when you’re not using it – making ownership even more affordable.
Whether you’re looking for a luxury lodge in the Lake District or browsing caravans for sale on the south coast – make your dream a reality by enquiring today. Find out more about caravan finance by clicking the button below or hit enquire now on the caravan finance calculator above to get in touch.
Why Choose to Finance Your Caravan
- Spread the purchase price into affordable monthly repayments
- Parkdean Resorts only work with authorised Financial Conduct Authority registered lenders.
- Deposits from just 10%
- From 9.9% Annual Percentage Rate*
- Choose from a range of repayment periods, allowing you to spread the cost further
Payment Options
Once you’ve chosen a holiday home and pitch, you can decide how you’d like to pay. You can purchase the holiday home outright or utilise finance options from one of our selected finance providers.
- Cash Options
- Holiday Home Finance
- Third Party Funding
To secure your holiday home, you’ll need to make a deposit payment, which is typically 10% of the purchase price. Our preferred payment method is bank transfer, but you can also make debit or credit card payments on-park, online or over the phone. Cash payments, however, are limited to £8,000 per purchase.
Making Your Payment
It’s important that your payments are secure, which is why we recommend you pay via bank transfer or with a debit or credit card on-park.
All bank transfers should be made to this account only:
Parkdean Resorts UK Limited
Sort Code: 20-59-42
Account: 53111148
If you’d prefer to pay by card but can’t make your payment in person, you can pay via our secure online payment portal. Or you can pay over the phone with some additional security checks. Anti-money laundering laws mean that we only accept cash payments up to a maximum of £8,000 on a holiday home purchase. We’ll always count and witness your cash payments and issue you with a receipt.
Please ask the Sales Team on park if you have questions about payments or are concerned about any aspect of the payment process.x
Caravan Finance FAQs
What are my payment options?
You can purchase the holiday home outright or take advantage of finance funding options from one of our selected finance providers.
Can I purchase any static caravan on finance?
We offer a wide range of new and used static caravans for sale on site. Various finance options may be available, but the ultimate decision lies with the finance provider who will apply certain eligibility checks and status assessments when processing your finance application. To find out more about whether your chosen holiday home is eligible for finance, enquire online and our team will be happy to help.
Do I need a deposit to purchase a static caravan on finance?
Yes, in order to qualify for static caravan finance, you’ll need to contribute a minimum deposit of 10% against the purchase price of your chosen holiday home. You may wish to pay more than the minimum required amount, and benefit from lower monthly repayments over the duration of the loan term agreement.
Can I make monthly payments towards the purchase of my static caravan?
Yes, if you choose to purchase your static caravan or lodge using finance, following the payment of your initial deposit, you’ll pay your remaining balance monthly – with the amount you pay each month related to the purchase price, deposit amount, interest rate and loan term. Use our handy finance calculator above to see how much your monthly repayments could be.
What is the best way to make a payment when purchasing a holiday home?
It’s important that your payments are secure, which is why we recommend you pay via bank transfer or with a debit or credit card on-park.
If you’d prefer to pay by card but can’t make your payment in person, you can pay via our secure online payment portal. Or you can pay over the phone with some additional security checks.
Anti-money laundering laws mean that we only accept cash payments up to a maximum of £8,000 on a holiday home purchase. We’ll always count and witness your cash payments and issue you with a receipt.
Please ask if you have questions about payments or are concerned about any aspect of the payment process.
How long can you finance a static caravan purchase?
The maximum loan term our finance providers typically offer for static caravan finance is 84 months – subject to lender assessment. However, occasionally, we’re able to offer longer agreements for lodge purchases. By choosing to repay your loan over a longer period, you may able to reduce your monthly payments, however, additional interest will be incurred, meaning the total amount repayable may be higher.
What is the APR% when purchasing a static caravan on finance?
Our lenders are currently offering a representative APR rate of 9.9% when financing a static caravan or lodge purchase.
What is the process of applying for static caravan finance?
Once you’ve identified a region, holiday park, or model of static caravan or lodge you’re interested in, your next step is submit an enquiry. You can do this online or by calling us on 0333 207 9117. Our friendly team will talk you through the next steps and arrange an appointment for you to visit your chosen park. Once you’re on park, one of our Holiday Home Sales Advisors will talk you through your purchase options, including finance. If you decide to go ahead, they’ll complete your application with you and submit it to our lenders for assessment.
Disclaimer
This calculator is designed to help new customers understand what to expect in respect of monthly repayments. Although we try our best to make sure that the holiday home details you see on this website are accurate, please do not take this information or price to be guaranteed. For specific details and pricing, please contact our holiday home ownership team.
Parkdean Resorts UK Limited t/a ‘Parkdean Resorts’ (Reg. No. 05729719) which is part of the Parkdean Resorts group and is authorised and regulated by the Financial Conduct Authority (FRN 782645) for credit broking activities.
We can introduce you to a limited number of lenders who may be able to provide funding on your holiday home. We can only introduce you to these lenders and may receive commission or other benefits for doing so. Finance is subject to status, terms and conditions apply. Minimum age restrictions may be in place.
Various companies within the Parkdean Resorts group are authorised and regulated by the Financial Conduct Authority. Depending on your chosen holiday park, you will enter into agreement with the respective company.
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